Foreclosure Avoidance Mediation Program
Offered by OMA as an information service. OMA is not involved in the management of this program. If you are interested in learning more about the program or would like to request mediation, please call (855) 658-6733 or visit the program website at http://www.foreclosuremediationor.org
March 2014 Update
Governance: The 2012 Legislature mandated that a foreclosure mediation program be implemented in Oregon within 90 days of the bill being signed. During that time a number of dedicated and knowledgeable individuals came together to assist the Department of Justice in developing the Oregon Administrative Rules that will govern the program. The Attorney General has appointed an Advisory Committee to assist the Department of Justice with improvements to program administrative rules, evaluation of program performance and recommendations for program improvement.
During 2013, additional legislation was passed which made adjustments to the definition of which cases are eligible for program services. Permanent administrative rules were adopted in early 2014.
Implementation: Sessions take place in specific locations around the state; mostly at local community dispute resolution centers. Sessions are scheduled between 45 and 90 days after the lender serves the borrower with a Notice of Mediation. Presently, mediation is available pre-foreclosure for borrowers at risk of default and after a non-judicial foreclosure is commenced.